How long does a background check take?Ī background check can take anywhere from a day to a month, depending on the intensity of the check and the information a company or employer is seeking. These services are ideal for someone looking for friends or relatives they have lost touch with or gathering information on potential romantic partners they met on online dating sites like Tinder or Hinge. These checks do not access any information governed by the Fair Credit Reporting Act (FCRA), and they cannot be used for purposes like employment screening, lease applications or credit eligibility. These companies search criminal records, social media and other databases to provide information on the person you’re searching for. Some companies offer background checks that are not consumer reports and do not require written permission. If inaccurate information shows up on your background check and causes you to miss a job opportunity, you have the right to dispute it within 60 days of receiving the report. While a company reserves the right to withhold employment based on certain information on your background check, it’s required to provide you with specific documentation of the incident. Because some background checks are officially considered consumer reports, they are covered in the Fair Credit Reporting Act, which states that you must give written consent before a third-party company conducts a background check on you. While background check services can access a lot of personal information, it’s essential to note that there are strict regulations about what type of information they can disclose. From there, a background check company uses databases or public records to gather information like: If you’re undergoing a background check while applying for a job, it starts with validating your identity through your Social Security number. How does a background check work?īackground checks pull information from databases, public records and the internet. Background checks can contain an array of information on a person, like their credit history, driving record, criminal record and social media history. They’re most commonly used by employers or landlords to vet applicants, but they’re also useful for screening romantic partners, new neighbors or coworkers. Before using Instant Checkmate, make sure you review the guidelines of what you can and can’t do with the information found on its site.Background investigations provide records and information on people. Instant Checkmate is not a consumer reporting agency, and the Federal Trade Commission (FTC) prohibits using Instant Checkmate to look up any information governed by the Fair Credit Reporting Act (FCRA). Strict guidelines dictate how and why you can use a public records search service. You can look up the following information and more using Instant Checkmate: A subscription gives you access to unlimited reports for as long as you are enrolled. Once you have a match, you purchase a membership subscription to access the report. Instant Checkmate asks you questions about the person as it searches databases to narrow results down to the right match. Instant Checkmate lets you look up a person’s information by typing in their name, age and location in the search console.
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